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How to Decorate Your Rental Home Without Risking Your Security Deposit: Essential Tips for Renters

A woman happily hanging a picture on the wall of her rental home.

As a tenant, it’s important to make your home feel comfortable and personal. However, the decorating decisions you make can significantly affect the amount of your security deposit you get back when you leave.

Most rental agreements explain which modifications are allowed without landlord approval and which require consent. Not understanding these terms can lead to costly errors and money being taken out of your security deposit.

Understanding the rules on what you can and can’t do is vital to protecting your security deposit. With smart décor choices, you can avoid unneeded repair fees and maximize your refund at move-out.

Causing Damage to the Property

Decorating in ways that damage the rental is a common cause of security deposit deductions. Any damage requiring repairs—including large holes from mounting heavy art or shelves, adhesives that strip paint or wallpaper, or other physical alterations—could cause your landlord to hold back funds from your deposit.

Deductions from your security deposit will be based on the extent of the damage. Always review your lease agreement and understand the decorating and property care guidelines to avoid disputes.

Failure to Restore the Original Condition

If you make decorative changes, many leases require you to return the property to its original condition before you move out. Otherwise, a portion of your security deposit may go toward the cost of restoring the property to its original state.

Painting is a common way to make a rental home your own, yet it’s also one of the biggest sources of disputes between renters and landlords.

Before painting, always check your lease and consult your landlord. Most leases require you to return the property to its original color and condition when you move out.

Violating the Lease Terms

Violating your lease’s decor rules—like painting or hammering nails into the wall without approval—can lead to security deposit deductions. Even small damage, like tiny nail holes from hanging artwork or a TV, can reduce how much you get back, especially if repairs are needed.

To protect your security deposit, plan décor with move-out in mind. Opt for nail-free hanging solutions or avoid wall mounting when you can. Place large art or TVs on sturdy furniture to avoid damaging the walls.

Excessive Wear and Tear

Although normal wear and tear is expected in a rental, excessive damage from décor—including scratches from heavy furniture or neglect—can result in deductions from your security deposit for repairs or replacements.

To avoid damaging the floors, use protective materials like blankets or felt pads whenever you move furniture. It’s worth investing in felt gliders for furniture feet, particularly if you like to rearrange often.

Cleaning Costs

Landlords may also deduct cleaning costs from your security deposit if you leave the property in an unclean condition beyond normal wear and tear, whether because of décor or general living habits.

Always decorate with the end of your lease in mind, knowing you’ll need to restore your rental to its original condition. The less repair work needed, the more likely you are to get your full security deposit back.

If you believe a deduction is unfair or violates local laws, take photos of the property’s condition at move-in and move-out, and communicate directly with your landlord. If necessary, research your rights as a tenant in your area and seek legal advice.

Are you thinking about relocating to a new rental home this year? Real Property Management can help you find the right one! Real Property Management Seacoast New Hampshire has quality rental homes for every taste and budget, so contact us and check out our listings today!

Originally Published on October 20, 2023


This content is provided for general informational and educational purposes only and does not constitute financial, legal, tax, or investment advice. Readers should consult with licensed professionals regarding their specific circumstances.

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